Terms & Conditions
Learn more about the terms that govern your use of our financial planning subscription services.
By accessing or using our services, you agree to be bound by these terms and conditions. Please read them carefully before proceeding.
Important Definitions
These key terms help clarify our relationship and the scope of our services.
- Service: Our financial planning consultation and guidance subscription service, including all related content and features
- User/Client: Any individual who subscribes to or uses our financial planning services
- Content: All information, guidance, tools, and materials provided through our service
- Agreement: These Terms & Conditions, along with our Privacy Policy and other referenced policies
Proper Use of Our Service
Our financial planning service is designed to provide guidance and consultation within specific parameters.
Eligibility Requirements
Users must be at least 18 years old and legally capable of entering into binding agreements under Malaysian law
18+ only
Your Responsibilities
As a subscriber, you agree to use our services appropriately and provide accurate information.
- Provide truthful and complete information during consultations
- Use our guidance for personal financial planning purposes only
- Maintain the confidentiality of your account credentials
- Notify us promptly of any changes to your contact information
Prohibited Activities
The following activities are strictly prohibited when using our services.
- Sharing account access with unauthorized individuals
- Using our content for commercial purposes without permission
- Attempting to reverse engineer or copy our systems
- Providing false information or misrepresenting your situation
- Using our service for illegal activities or fraudulent purposes
Intellectual Property Rights
All content, tools, methodologies, and materials provided through our service are protected by Malaysian and international intellectual property laws.
© 2025 Mythoriazen. All content is proprietary and protected by copyright
Privacy and Data Protection
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. Privacy Policy
Important Service Disclaimers
Please understand the limitations of our service and your responsibilities as a subscriber.
We provide our service "as is" without warranties of specific outcomes. Past performance does not guarantee future results.
Limitation of Liability
Our liability is limited to the maximum extent permitted by Malaysian law. We are not responsible for financial losses resulting from your use of our guidance.
We specifically exclude liability for indirect, consequential, or punitive damages
Indemnification
You agree to indemnify and hold harmless Mythoriazen from any claims, damages, or expenses arising from your misuse of our services or violation of these terms.
Dispute Resolution Information
We prefer to resolve disputes through direct communication, but formal procedures are available when necessary.
Arbitration Process
Most disputes will be resolved through binding arbitration under Malaysian arbitration rules rather than court proceedings.
Arbitration will be conducted in Kuala Lumpur under Malaysian Arbitration Act 2005
International Dispute Resolution
International clients may access online dispute resolution platforms for cross-border disputes.
For international clients, online dispute resolution is available through recognized platforms.: Access ODR Platform
Exceptions to Arbitration
Claims for intellectual property infringement or injunctive relief may be pursued in Malaysian courts
Service Termination
Either party may terminate the subscription relationship with appropriate notice. We reserve the right to suspend service for violations of these terms.
Upon termination, access to consultation services ceases, but previously provided guidance remains your property
Governing Law and Jurisdiction
This disclaimer and our services are governed by Malaysian federal and state laws, including consumer protection and financial services regulations.
Changes to These Terms
We may update these terms periodically to reflect changes in our services or legal requirements. Material changes will be communicated to active subscribers.
Continued use of our services after changes constitutes acceptance of updated terms
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue to be valid and enforceable.
Complete Agreement
These Terms & Conditions, together with our Privacy Policy, constitute the complete agreement between you and Mythoriazen regarding our services.
Contact Information
If you have questions about these terms or need clarification about our services, please contact us.
Email Address: info@mythoriazen.com
Phone Number: +60 3 6144 5902
Business Address: Level 12, Menara Darussalam, Jalan Wong Ah Jang, Kota Kinabalu, Sabah
Effective Date: August 21, 2025