Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
General Information Disclaimer
Learn more about how we provide information and the limitations of our guidance.
The information provided through our financial planning subscription service is for general informational purposes only. Our consultations and guidance are based on general principles and should not be considered as personalized advice for your specific situation. Results may vary significantly based on individual circumstances, market conditions, and personal commitment to implementing suggested strategies.
Information Accuracy Standards
While we strive to provide accurate and up-to-date information, we cannot guarantee complete accuracy in all circumstances.
- Market conditions and financial regulations change frequently
- Individual circumstances affect the relevance of general guidance
- Third-party information sources may contain errors or become outdated
Liability Limitations
Our liability is limited in accordance with Malaysian law and the following specific exclusions.
We Accept No Liability For
- Financial losses resulting from following general guidance
- Decisions made based on information provided during consultations
- Market fluctuations or economic changes beyond our control
- Technical issues affecting service delivery or access
Financial Planning Disclaimer
Our financial planning services focus on budgeting, resource allocation, and general financial wellness strategies. We do not provide specific recommendations regarding particular financial products or guaranteed outcomes. Past performance does not guarantee future results.
All financial decisions carry inherent risk and may result in loss
Individual results may vary based on personal circumstances and market conditions
Professional Consultation Disclaimer
Our consultations supplement but do not replace professional advice from qualified specialists.
- Legal advice from qualified attorneys
- Tax preparation services from certified accountants
- Specific product recommendations from licensed advisors
External Links and Resources
We occasionally reference external resources but cannot control or guarantee the accuracy of third-party content or services.
Jurisdiction and Governing Law
Our services operate under Malaysian jurisdiction with specific legal frameworks governing our relationship with subscribers.
Applicable Laws
This disclaimer and our services are governed by Malaysian federal and state laws, including consumer protection and financial services regulations.
Regional Considerations
Some guidance may not apply equally across all Malaysian states due to varying local regulations and economic conditions.
Dispute Resolution Process
Any disputes arising from our services will be resolved through Malaysian courts or approved arbitration services, following local dispute resolution procedures.
Changes to This Disclaimer
We may update this disclaimer periodically to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated to active subscribers.
Acceptance of Terms
By using our financial planning services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and its limitations.
Contact Information
If you have questions about this disclaimer or our services, please reach out using the following information.
Email Address: info@mythoriazen.com
Phone Number: +60 3 6144 5902
Business Address: Level 12, Menara Darussalam, Jalan Wong Ah Jang, Kota Kinabalu, Sabah
Last Updated: July 18, 2025